Medicare Coverage
Confused about Medicare?
Before choosing a plan we want to be sure you know the difference between your many options; In particular how Medicare Supplement Insurance Plans and Medicare Advantage Plans differ. Many people sign up for Medicare Advantage Plans thinking they are Medicare Supplement Insurance Plans, they are not.
The "ABCs" of Medicare
Part A (Hospital Insurance)
Part A helps cover inpatient hospital care, skilled nursing facility stays, hospice care, and limited home health services. Most people don’t pay a premium for Part A if they’ve worked and paid Medicare taxes long enough.
Part B (Medical Insurance)
Part B covers outpatient care like doctor visits, preventive services, lab tests, and medical equipment. It comes with a standard monthly premium and helps reduce your out-of-pocket costs for everyday healthcare needs.
Part D (Drug Coverage)
Part D provides prescription drug coverage through private plans approved by Medicare. It helps lower the cost of your medications and protects against higher future expenses, especially for long-term prescriptions.
Medicare Supplement vs. Medicare Advantage
Medicare Supplement Plans
Medicare Advantage plans are offered by private insurers and combine Part A, Part B, and often Part D into one plan. They may include extra benefits like dental, vision, and hearing, but typically require you to use a network of providers.
Medicare Advantage Plans
Medicare Advantage plans are offered by private insurers and combine Part A, Part B, and often Part D into one plan. They may include extra benefits like dental, vision, and hearing, but typically require you to use a network of providers.
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Disclaimer:
We do not offer every plan available in your area. Currently, we represent 8 organizations which offer 75 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov
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